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Kotak811 Redefines Digital Banking with Its New 3-in-1 Super Account

jasmeet singh by jasmeet singh
October 29, 2025
in Business
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Kotak811 Redefines Digital Banking with Its New 3-in-1 Super Account

Kotak811 Redefines Digital Banking with Its New 3-in-1 Super Account

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-APS Noorpuri

Ludhiana : Kotak811, India’s leading digital banking platform, has unveiled its 3-in-1 Super Account, combining a savings account, fixed deposit, and a secured co-branded credit card in collaboration with super.money. This all-in-one solution aims to simplify banking for millions of Indians who seek smart, seamless, and digital-first financial tools. Designed for Core India — including salaried professionals, students, first-jobbers, and digital natives — the 3-in-1 Super Account helps users start small, stay in control, and earn more from their money.

Manish Agarwal, Head – Kotak811, said, “The 3-in-1 Super Account brings saving, spending, and borrowing together in one place. It’s built for people who want to manage their money better without paperwork or complexity. It’s simple, secure, and ideal for everyday use.” The Super Account offers a range of benefits: start with just ₹1,000, earn interest on FDs along with cashback on spends, use UPI on credit, enjoy 100% digital onboarding, and access a secured credit card backed by your FD — all while maintaining full control over spending limits.

Prakash Sikaria, Founder – super.money, said, “Our audience overlaps with Kotak811’s — digital-first users who want things to be easy and rewarding. We’re merging trusted banking with innovative digital experiences to make credit as effortless as payments.” Jay Kotak, Co-Head – Kotak811, added, “Kotak811 caters to a wide segment of digital-savvy Indians who are pragmatic about money and cautious with credit. They value control, clarity, and convenience. The 3-in-1 Super Account is perfectly aligned with their needs — it’s easy to start, simple to use, and empowers customers to manage their money with confidence.”

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